Your NYC security deposit after moving out
Prepare a move-out record, request an inspection and understand the security-deposit deadline for non-regulated NYC rentals, with official sources.

Before you start
For non-rent-stabilized and non-rent-controlled rentals, New York’s Attorney General describes a 14-day deadline for the deposit return and itemized deductions. Keep a move-out record and check which rules cover your tenancy.
The most useful work on your security deposit happens before you hand back the keys. Find your move-in record, ask about a pre-move inspection and leave enough time to document the empty apartment.
The deadline rules depend on the tenancy. This guide covers practical preparation and the commonly relevant rules for non-regulated rentals; it is not a determination of the rights in a particular dispute. Use the official sources below or a tenant adviser if your apartment’s status is unclear.
Check which rules apply to your apartment
New York’s Attorney General states that, for apartments that are not rent stabilized or rent controlled, the landlord must return the security deposit within 14 days after moving out, with an itemized receipt for deductions. The guide says that failing to provide the itemization within that period requires return of the full deposit. Read the Attorney General’s residential tenants’ rights guide.
Do not apply that summary automatically to every NYC housing arrangement. Rent-regulated apartments and some other forms of housing have different governing provisions. Check the lease and tenancy status, and ask a qualified tenant adviser about uncertainty rather than relying on the building’s appearance or a broker’s description.
Keep three dates distinct in your notes: the lease or tenancy end, the date you actually leave and the date you return possession and keys. If those differ, keep the correspondence explaining the arrangement.
Gather the record from when you moved in
Locate the original deposit receipt or proof of payment, lease, move-in inspection and photographs. Look for messages reporting existing damage, leaks or repairs during the tenancy.
Put them in a folder you can access after the move. Useful filenames identify the room and date, such as “kitchen-cabinet-before-move-in,” rather than leaving hundreds of photographs mixed into a camera roll.
If you do not have a full move-in record, gather what exists. An email reporting a damaged blind may still help explain the history of that particular item. Do not change image dates or recreate a document as though it were an original.
Request the pre-move inspection in writing
For tenancies covered by General Obligations Law § 7-108(1-a), the landlord must notify you of the right to request an inspection, unless you terminate with less than two weeks’ notice. A requested inspection is scheduled one to two weeks before the tenancy ends, with at least 48 hours’ written notice. You have the right to be present and receive an itemized list of proposed cleaning or repairs, with an opportunity to address them before leaving. Read the inspection provisions in § 7-108.
Send the request early enough to arrange a workable appointment. A concise email can state your planned move-out date, request the inspection and ask for the proposed deductions in writing.
Take notes during the visit. Ask the person inspecting to identify the room, item and concern clearly. “Apartment needs work” is difficult to act on; a description of the specific condition gives you something to review.
Separate cleaning, repairs and disagreement
Compare each proposed issue with the move-in record and maintenance correspondence. Some tasks may be straightforward cleaning; others may concern an existing defect or a condition you dispute.
The statute permits reasonable, itemized deductions for specified obligations, including damage beyond normal wear and tear, and excludes ordinary wear and prior-tenant damage. It does not mean every mark is chargeable or every cleaning request is automatically invalid. The facts and records matter. See § 7-108’s deposit provisions.
Ask before attempting work that could create further damage, particularly painting, plumbing, electrical work or alterations to fixtures. If you agree to a cleaning or repair task, keep a record of what was done and any receipt. If you disagree, describe the specific reason in writing and attach the relevant evidence.
Do not make the movers responsible for deciding what your lease requires. Their job is the agreed transport and related work; a tenancy dispute belongs with the landlord and, where necessary, a tenant adviser.
Document the empty apartment
Leave time after loading for a final check. Your moving checklist should include this appointment with yourself, especially if the building access window is tight.
Take clear, dated photographs or video of the rooms after your belongings and waste are removed. Capture both wide views and details that matter to the inspection. Include accessible cupboards, appliances, bathroom fixtures, floors and any issue previously discussed.
Use a small handover record:
| Record | What to keep |
|---|---|
| Condition | Final photographs and the inspection list. |
| Cleaning or agreed work | Receipts, messages and completion photographs. |
| Keys and access devices | A list of what was returned and confirmation of receipt. |
| Possession | Written confirmation of the handover date and arrangement. |
| Contact details | The forwarding address and email supplied to the landlord. |
Agree the key-return method rather than leaving keys somewhere the recipient has not approved. Ask for acknowledgment when they are received. Keep utilities and other account changes documented separately from the landlord’s deposit correspondence.
Follow up on a missing or disputed return
Once the relevant deadline has passed, send a written request identifying the tenancy, deposit amount, move-out date and what has or has not been received. Attach the documents that clarify the issue, rather than sending an unorganized archive.
If deductions arrive, compare each item with the inspection and condition record. Ask for an explanation of any unclear amount or work. Keep the original statement and your response.
If the matter remains unresolved, the Attorney General’s guide lists tenant resources and explains the complaint options within its remit. A qualified tenant adviser can help you identify the appropriate route for your housing type and circumstances. Avoid assuming that withholding another payment or treating the deposit as rent will resolve the disagreement.
For the move itself, arrange the building access so there is time to finish the handover. Keepsake’s residential moving team can plan the transport around the schedule you have confirmed, while you keep the inspection and deposit records in hand.
Common questions
Does the 14-day deadline cover rent-stabilized apartments?
Do not apply the non-regulated-rental rule automatically. The Attorney General’s guide expressly distinguishes apartments that are not rent stabilized or rent controlled when explaining the 14-day deadline. Check your tenancy status and the applicable provisions with a tenant adviser if needed.
Should I get a receipt when returning the keys?
Ask for written confirmation of what you returned, to whom and when. Agree the handover method in advance, including keys, fobs and other access devices. Keep the acknowledgment with your final photographs and forwarding-address message. If nobody is available to receive the keys, request instructions rather than leaving them in an unapproved place.
What if the landlord’s damage photos differ from mine?
Keep both sets and identify the specific room, item and date involved. Compare them with your move-in record, inspection notes and final photographs, then respond to the particular deduction in writing. Ask for clarification where the pictures do not establish what is being charged. If the dispute continues, a tenant adviser can review the evidence and applicable rules.